Author: brian

Always good to begin a blog with a few disclaimers, no?  Here goes.  I don’t have an MBA.  I’m not an accountant, nor have I ever played one on TV.  And yes, I accept the basic business principle that a successful company maintains a strong margin; that revenue is only useful when it outpaces one’s expenses.  more

Ok, you’ve probably seen enough analysis about this week’s midterm elections to fill your head for years.  So one flack’s humble opinion about the results is probably not at the top of your reading list.  (Wow, what a way to grab my readers!  Who wants to read more?). more

I recently returned from the MBA Annual Convention in Atlanta, and must say I was impressed.  I’ve been to other conferences, and other MBA conferences.  The show was nice.  But that’s not what really caught my attention.  more

Editor’s Note:  I don’t do this very often, but today, I’m pleased to turn my little corner of the Internet over to Kevin Breeland.  Kevin is the general manager of Residential Mortgage of South Carolina, and the current chairman of RESPRO.  He’s also a dedicated champion for compliance and innovation in the mortgage industry. I’ve attended the RESPRO conference he speaks of, and it’s a must-attend for anyone interested in knowing what the blizzard of reg/leg changes means to the industry.  Kevin, take it away! more

As I prepare to attend a few trade shows over the next few weeks, I’m reminded of the things I like about them.  Let’s quickly dispense with the things folks don’t like about them first.  more

The sky is falling.  Wait, no it’s not.  Oh, I guess it is, just slowly.  Nope, strike that.  It’s in a free-fall.  And now it’s scraping along the bottom, awaiting a double-dip, but with a possibility were almost out of the woods. 

Until it falls again. more

(The following memo is facetious.  It is based in no small part on a delightful experience I had recently with one of the tone-deaf legacy airlines…) more

We do this from time to time in the settlement services industry.  A negative article runs in INSERT YOUR FAVORITE MAINSTREAM, CORPORATE-OWNED PUBLICATION HERE which glibly mentions the surprise of a settlement services fee, the injustice of a HUD-1 which looks little like the GFE provided weeks ago or the poor attitude of the closer at the table.  Suddenly, a few who don’t actually do real closings spring up, screaming (with lots of exclamation points, of course) “IT’s TIME TO ENGAGE THE BORROWER.” more

This blog’s metrics will never be mistaken for those of Google.  I wax loquacious in my little corner of the Internet to show prospects, clients, friends, family and spammers what I do and how I think.  It doesn’t take a lengthy review to realize that, if my posts do inspire conversation, they aren’t being recorded here.  (Unless I’ve inspired multiple Canadian pharmacies to offer really cheap prescriptions…) more

There is a dramatic change taking place across the mortgage and settlement services industry.  It concerns how professionals take in, and disseminate data, information and knowledge.  

Why don’t many of the trade organizations and publications serving the space get that? more